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(might otherwise be (since, by definition, the insured has transferred the risk to the insurer), a concept known as moral hazard. , http://homein.ning.com/forum/attachment/download?id=6296424%3AUploa)
(An entity seeking to transfer risk (an individual, corporation, or association of any type, etc.) becomes the 'insured' party once risk is assumed, http://homein.ning.com/forum/attachment/download?id)
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