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(the insurance contract. Formula: retrospective premium = converted loss + basic premium ? tax multiplier. , http://wikis.lawrence.edu/download/attachments/1277954/lu36.html home insurance quote, 128)
(An entity seeking to transfer risk (an individual, corporation, or association of any type, etc.) becomes the 'insured' party once risk is assumed, http://wikis.lawrence.edu/download/attachments/1277)
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