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(Annuities provide a stream of payments and are generally classified as insurance because they are issued by insurance companies , http://wiki.dropbox.com/yut?action=AttachFile&do=get&target=36pc home)
(An entity seeking to transfer risk (an individual, corporation, or association of any type, etc.) becomes the 'insured' party once risk is assumed, http://wiki.dropbox.com/yut?action=AttachFile&do=ge)
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